Clearly Loans

Apply for a secured loan here with Clearly Loans via our approved credit brokers who have a direct relationship with this lender. They will also compare Clearly Loans against their panel of 17 other lenders to check it offers the lowest rates and that it matches your needs. All quotes are free and without obligation.

This calculator will give you an idea of costs. The exact amount and APR payable will be provided from the lender subject to credit and affordability checks.

Your monthly payment will be:

£136.90

Interest on this loan will be:

£714

Annual Percentage Rate (APR):

3.7%

Total repaid will be:

£8,214

Products:

Learn More Available via broker only
All credit types
Rated 5/ 5

Clearly Loans

Loan Amount
£5,000 - £100,000

Representative APRC
11.3 - 21.2%

Loan Term
1 - 20 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 100%

We aim to make the process of taking out a secured loan as clear and transparent as possible. All our loans are secured on residential property by way of a second charge. Get a quote today for a personal illustration from our award winning broker.

Representative Example

About Clearly Loans

Clearly Loans launched into the secured loan market in 2013 through the mortgage broker, Loans Warehouse by Matt Tristram. In 2014, they launched into Northern Ireland, along with other second-charge lenders, capitalising on the Belfast house price recovery and soon thereafter were shortlisted for Best Secured Loan Provider at the Money Facts Awards. Later the same year, Clearly Loans pledged to ignore discharged CCJs and defaults over 12 months old across all plans. They then opened lending for business purposes to purchase tangible assets, such as machinery or business premises.

On their website, Clearly Loans have committed to a 3-step application process, which aims to be as clear and simple as possible for its customers. The three steps are:

  • Apply online through a loan broker
  • Structure the loan according to needs
  • Complete and return the loan documents

Clearly loans reference number for the Financial Conduct Authority firm is 705119. Their company number is 8054826. The company is registered in England and Wales at Wisteria Grange Barn, Pikes End, Pinner, London, United Kingdom, HA5 2EX, and is also registered with the Data Protection Act, registration number: Z325370X.

Clearly Loans can be contacted on 01923 750 777, or customerservices@clearlyloans.co.uk. Their opening hours are: Monday to Friday, 9am to 5pm.

Products

Clearly Loans offers secured loans, also known as second charge loans or second mortgages, to homeowners in the UK. Such secured loans are often used to pay for home improvements, or reduce monthly outgoings by consolidating existing loans. They can also be used to pay for special events such as weddings and other important occasions.

Secured loans usually offer greater loan amounts, lower interest rates and longer periods of payback than most short term unsecured loans.

On their website, Clearly Loans make the following promises:

  • No upfront fees
  • No credit search footprint
  • No-obligation loan quote
  • Low rates and repayments
  • Expert customer service

Clearly loans will lend amounts from £5,000 up to £100,000, over a repayment period 1-20 years.
After customers receive their loan, Clearly Loans’ customer services team is available to assist with any questions they may arise. They have a facility for existing customers to make secure online payments. This also allows those who are behind on their repayments to bring their account up to date by filling in a payment form and completing a secure payment process.

According to their website, they are not currently adding new brokers, but do provide an email for contact: info@clearlyloans.co.uk

Summary

Launched in 2013 Clearly Loans specialises in the secured loan market. They lend to homeowners in all countries in the UK, including Northern Ireland since 2014. They were shortlisted for Best Secured Loan Provider at the Money Facts Awards. They have pledged to ignore discharged CCJs and defaults over 12 months old and lend for business purposes to purchase tangible assets.

Cleary Loans has a 3-step application process, which aims to be as clear and simple as possible for its customers. They can be contacted on 01923 750 777, or customerservices@clearlyloans.co.uk during their opening hours of Monday to Friday, 9am to 5pm.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 27 votes

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