About Bank of Scotland Credit Cards

The Bank of Scotland offer a huge range of products from current accounts and savings accounts to loans, ISAs, mortgages and investments. Among all of that, we offer Bank of Scotland credit cards. We work tirelessly in the community in different ways, including volunteering, supporting organisations in the community and donations to our various Foundations.

We want to help Scotland prosper, and we are hoping to address the issues that are faced in the country with our Helping Britain Prosper Plan. Bank of Scotland wants to go beyond the usual business practice and address the social and economic challenges that are occuring. This includes the housing shortage, the gaps in skills in key industries and social mobility and disadvantage.

Products & Features

When it comes to Bank of Scotland credit cards, we are all about getting you the fairest possible deal for your credit needs. We want you to find the product that is right for your circumstances and we want you to find it with us. Before you can do that, you have to determine the main purpose of your credit card. Here are some examples:

• Balance Transfer: You can save money by transferring your balances from other cards to a Bank of Scotland credit card instead. We can offer balance transfer cards with 0% interest for up to 30 months on some of our cards when the balance is transferred within three months of opening the account.
• Large Purchase: Whether you are looking to pay for home improvements or you simply want to book a once in a lifetime trip, our larger purchase credit cards can help you to spread the cost.
• Everyday Spending: Credit cards with the Bank of Scotland aren’t just about the big purchases, not when our everyday cards are there for general use. We can help you to take the stress out of your day to day spending and keep you supported in emergencies, too.

For any of our credit card range, you need to be 18 or over on application. We can get you covered against online fraud and protect your transactions when you shop online. Bank of Scotland credit cards has its own dedicated app so that you can manage your balances and keep a watch on your spending, too. We want you to have full control over your balances, and this is what we hope to provide you with when you choose one of our cards.

Summary

Bank of Scotland credit cards are for everyone, and if you have adverse credit history we can offer you the use of our eligibility checker, which allows you to see whether you would be able to take out one of our cards before you do so. This can give you peace of mind and confidence to apply. We are a responsible lender, and at Bank of Scotland credit cards we want to help in any way we can. Contact us today for more information.