Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Professional Indemnity Insurance For Plumbers

In all kinds of trades there is every risk of negligence that comes as a result of breach of duty and this can cause a loss to third parties. Professional indemnity insurance for plumbers can offer you protection against any losses that may occur as a result of a negligent act.

2 providers expertly compared:

Simply Business


This provider is our Expert’s Choice in its category as it won tops marks for the following.


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Simply Business

Small business insurance

Professional Indemnity Insurance

Rated 4.8/ 5

All credit types

Simply Business is an insurance broker that specialises in helping small businesses get the professional indemnity cover they need to protect their business. Get a quote for a personal illustration.

2 providers expertly compared:

Available via broker only



Business Insurance

Professional Indemnity Insurance

Rated 4.5/ 5

All credit types

Hiscox PI insurance is designed to protect anyone who could face claims and risks associated with such things as negligence, breach of contract, defamation. Cover is available for all business types including sole traders, partnerships and companies.

About Professional Indemnity Insurance For Plumbers

Our professional indemnity insurance offers you a vast amount of cover through a policy that will suit your every need at a cost that suits you.

Working with third parties comes with an element of risk and there are a number of factors that can result in loss. Your client can make a compensation claim against you, so, without the right cover it would mean that your company would have to foot the bill which could seriously damage your business. We look at your business and the risks involved, and through a questionnaire we can determine the cover you need at a price that is affordable to you.

PI Insurance For Pumbers

PI Insurance For Pumbers

Ensuring that you have cover will provide reassurance and security protecting you from any claims made against errors or negligence, therefore, professional indemnity insurance should not be ignored.

How does it work?

Professional indemnity insurance is vital because you provide a service and this means that you are at risk of having claims made against you. This insurance will offer you the protection you need and is also known as “Claims Made” insurance which essentially means that any claims made should be associated with work carried out during the timeframe for which the cover was in place. If you client, in any way, experiences any form of losses as a result of you negligence or errors then they could attempt to sue you which can prove costly when it comes to defending to yourself or paying some form of compensation. Having this cover will offer you peace of mind because you can be reassured that any claims will be covered, helping you and your business stay in control.

The features

There are a wide range of features that come with professional indemnity insurance and these are:

  • Your business will remain safe as your cover will be extensive
  • If a claim is made, their credibility will be assessed before any form of payment is released
  • This policy brings everything together, ensuring that you are covered for all eventualities, with protection lasting for a year
  • It will quickly become recognised as a crucial part of your business and will become an important running cost
  • If you have to defend yourself following a claim, any costs that are incurred will be covered
  • Throughout the duration of cover, the policy will be written on a “Claims Made” basis which means that you will receive full protection should any claims come to fruition whilst the policy is in place
  • Varied amounts of indemnity is available
  • The loss of important documents is covered
  • The costs linked to attending court are covered
  • Payment solutions available

What are the benefits?

There is a wide range of benefits linked with professional indemnity insurance:

  • By having this cover, you will be following any regulatory and legal requirements
  • Having this ability to defend any claims is important which means this cover will provide you complete reassurance and security
  • If the decision is made to award you clients compensation you can easily and comfortably cover any costs
  • Even if you are defending a claim that has no substance, your legal costs will be covered
  • Expert advice and representation will be provided when required
  • Your business will have the ability to run as usual which is crucial to the future of your business
  • It will give your business a professional image but also one that is reliable which clients will fully appreciate

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