There are several reasons why a client may make a claim and this could be for things such as the work you have carried out for them, advice you have provided or negligence on your part.
There are a number of professions that require professional indemnity insurance such as solicitors, accountants, architects and healthcare professionals, whereas other professions have the choice to take out cover such as design agencies, public relations agencies and advertising agencies.
A professional Indemnity Policy will cover any compensation you may need to pay a client or cover any legal costs you may incur as a result of negligence. It also covers any costs associated to defending any claims made against you.

Every business should consider PI insurance
he cost of indemnity cover is tailored to the needs of your business and once we understand what your business is all about and have recorded simple details we can provide a quote that suits your budget and needs of cover.
To understand how much cover you need, you will need to think about the risks involved with your business and the maximum you may need to pay out for legal fees and compensation should the worst happen. Once this has been agreed an affordable level of cover will be put in place that comes with regular monthly payments.