Simon Nicholson

Expertly compared by Simon Nicholson

Products Updated June 24, 2019

Buy to Let Mortgages Portfolio Landlords

If you own multiple buy to let properties as part of a portfolio and require finance or further lending against your portfolio our experts can help. Mortgages available on both a first and second charge basis. Options for none mainstream applicants including poor credit, none employed and lack of income proof accepted.

Our Award Winning Buy to Let Experts can compare loan deals from over 16 approved Lenders. All credit types accepted:

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Questions? Call us on 0161 820 8099

1 providers expertly compared:

Lending Expert

Loan Amount
£10,000 - £1,000,000

Representative APRC
%

Loan Term
3 - 30 years

Loan Type
Buy to Let

Status
Homeowners & Tenants

Rated 4.8/ 5

All credit types

Our buy to let finance experts can help find you the best deals on both first and second charge loans. We can quickly compare the market to find you the cheapest rates from a wide range of lenders. Solutions for both good and bad credit applicants, the self employed, professional landlords and first time buyers. Simply request a quote here on the websites for a free no obligation quotation.

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

This product is an ideal solution for portfolio landlords who need a mortgage, remortgage or loan against a BTL investment and you are currenly unemployed, out of work or in between jobs. This 75% LTV mortgage is also suitable for applicants who are self employed, on benefits or who dont have adequate proof of income and earnings.

>> Get a Quote on This Product Today From Smart Money

What are the features?

Buy to let mortgage product for multiple property owners

Portfolio and multiple property owners accepted

Portfolio and multiple property owners accepted

If you need to mortgage or remortgage a buy to let property and do not have proof of income then this product is for you. No proof of rental income is required, and the tenancy agreement can be used to evidence rental with no further proof required with this mortgage.

What type of properties is this mortgage suitable for?

This product is suitable for any property type including semi commercial properties, ex local authority, flats above shops, maisonettes including High Rise, HMO & Non Standard Construction. There is no minimum property valuation and uninhabitable properties with no one living in them are also accepted.

I have multiple properties can I still get this mortgage?

Yes, this product is also suitable for portfolio landlords who own multiple property investments. Lending on this mortgage is available in England, Scotland and Wales with no minimum property value requirement.

Is there a minimum ownership time or period?

No, while some lenders will require you to have owned the property for at least 6 months, this is not the case with this lender. There is no minimum ownership time required and remortgage finance is immediately available on any type of buy-to-let property.

There is no mortgage history required so First Time Buyers are considered.

Poor and low credit score credit applicants accepted

Bad credit mortgage applicants are considered including people with CCJ’s, IVA’s, missed payments, account defaults, discharged bankrupts, and applicants with a low credit score. No credit scoring is required for this application which means there is no requirement to undergo a credit check.

What are the product details?

  • Loans from £10,000 – £1,000,000
  • Up to 75% LTV.
  • Adverse credit accepted
  • First and second charge mortgages available
  • Ex-pats landlords are accepted
  • Any legal purpose including tax bills and purchase other properties and deposits
  • Equitable charges available
  • Capital and interest only available
  • Up to age 80 at application
  • No credit scoring, which means no need for a credit check
  • Unemployed applicants OK