Trusted

We've been trusted by thousands of customers since 2013.

100% Recommend

The Independent review organisation Reviews.co.uk report that 100% of reviewers recommend Lending Expert.

Lending Experts

We’re bridge loan experts. This means we know our stuff when it comes to loans! We know where the best rates are and have access to exclusive deals just for Lending Expert customers.

Huge Market Comparison

We’re not tied to one bridging lender which means we can search the wider market to find you the cheapest loans from across the UK.

Approved & Regulated

Lending Expert is an FCA regulated credit broker which means you can be assured you are dealing with a legitimate and reputable finance company.

Flexible Lending

If you have bad credit or have previously been refused a loan we can consider your application. Whatever your circumstances please get in touch and we'll do our best to help.

FAQ's

What is a bridging loan?

Bridging loans are specifically designed to bridge the gap between one form of finance to another. They are usually a short-term solution for covering the period between the sale of one property and completion date on another.

What fees do I have to pay?

Bridging loans charge a monthly rate of interest and typically you would pay an arrangement fee and possibly an exit fee when you redeem the loan. There will also be fees for the property valuation and legal fees for both lender and borrower to pay.

How quickly can I get the money?

Bridging loans can be arranged and paid out quickly. If you need the money urgently or by a specific date then the lender will do their best to accomodate your time frames.

What kind of security is required?

Security would be required against the property either on a 1st charge or 2nd charge basis. For example this can either be your home, a buy to let property or commercial property such as a shop or office.

Can I still borrow with bad credit?

Yes. Many lenders will consider adverse credit.

Can I use a bridging loan to buy property at auction?

Yes. Bridging loans are a popular option for those who wish to buy a property at auction. Bridging loans can provide a funding solution against an unmortgageable property. For example when you wish to buy a property in poor condition and requires extensive modernisation.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on a bridging loan or any other debt secured on it.

We are registered with the Financial Conduct Authority (734116) and as a data controller for data protection with the Information Commissioners Office No: ZA018282.