Guaranteed Life Insurance

With guaranteed acceptance life insurance you cannot be refused cover. It works in this way because there is a set limitation period for any benefit claim. However, in most cases if you were to die within that agreed term time the family would receive a pay out of the premiums paid unless you died as a result of an accident.

These alternative policies such as guaranteed acceptance life insurance have become available because not everyone is in good health or has a low risk occupation.

Guaranteed acceptance life insurance policy works with a guaranteed acceptance, no medical examination and limited, if any medical questions. This ensures the process is simple and quick so you can receive a pay out if happened to you, providing your death is not related to your current medical condition.

The policy pays out a guaranteed lump sum when you die, whenever that happens. There are limited, if any medical questions so acceptance is guaranteed.

With guaranteed acceptance you and your family are protected for the term time chosen by you. This will give you peace of mind so if the worst was to happen to you, your mortgage and any debts are covered meaning your family will not be left to struggle to meet monthly payments and left contemplating having to move home.

• Guaranteed acceptance ensuring you have sufficient cover in place.
• Fixed Benefit pay out amount
• Terminal illness benefit, this would help should your circumstances change due to an illness. Taking pressure off your family.
• Covers your bills, peace of mind to know that there is a safety net should the policy holder pass away.
• A quick and easy process, so you can purchase the policy from the comfort of your own home.

• No health questions- Giving you peace of mind if you were worried about a possible trip to the doctors in order to have an insurance policy.
• Guaranteed premium rates that do not increase, this ensures that the policy holder is fully aware of how much the cover costs per month.
• Continuous insurance cover for life, once you feel you have the relevant cover, you will not be required to go through that process again.
• Simple and quick, acceptance guaranteed, this helps it to be a stress free process
• No medical examination – This ensures the policy holder does not have to go through the stress and hassle that comes with having to visit the doctor which means cover can be purchased from the comfort of your own home
• Cover that suits your needs- You will be well aware of what is covered and its specific needs
• Affordable cover, this means you will have the relevant cover in place that suits your needs at a cost that also suits you.
• Quick payout, this means that the cash benefit amount will be with your loved at a time when they need it most.