100% Recommend

Expertly compared by Simon Nicholson

Products Updated December 8, 2021

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

1 providers expertly compared:

Learn More Available via broker only

Evolution Money

Loan Amount
£1,000 - £20,000

Initial Rate
10.20%

Loan Term
1 - 15 years

Loan Type
Residential
& Buy to Let

Status
Homeowners Only
Max LTV 95%

Rated 5.0/ 5

All credit types

Your monthly payment will be:

£169.35

Interest on this loan will be:

£18,805

Initial Rate:

10.20%

Total repaid will be:

£50,805

We won’t rely on automated credit scores. At Evolution Money, people take the decisions and they look at you, not your credit history or the amount of equity in your home. Get a quote today for a personal illustration from our award winning broker.

Read our customer and visitor reviews for this product:

Rating: 4.6 / 5 with 31 votes

Good for secured loans

by Abdul R

Good service for secured loans with a full brokerage service. Good panel of lenders to suit most customers.

Found the right mortgage I was looking for

by Mrs Dale

Had a very positive experience using the mortgage pages. Thankyou.

About Evolution Money

Evolution Money is an expert in homeowner secured loans, offering a 30.89% APRC representative variable and a 4.75-star rating on Feefo.

Evolution Money has served well over 25,000 customers since 2011 and that number continues to grow. They’ve funded around £142 million to customers across that period of time, and have approved over 6,700 loans in the last 12 months. They’re certainly one of the largest and most popular homeowner loan services in the United Kingdom, and they’re also known for their excellent customer service and flexible service.

You’re able to apply for an online loan for anywhere between £1,000 and £25,000 with flexible repayment terms. Evolution Money vow to be as transparent and open as possible with their loans, so you’ll know exactly how much you’re expected to pay back and you can use the online loan calculator to estimate what the costs will be.

One of the unique things about Evolution Money is that they’ll also discuss your financial situation with you in order to get you the best deal and make it easier for you to pay back the loan. This means that having a bad credit history doesn’t automatically disqualify you from being accepted, and you might even be able to repair your credit history by using Evolution Money.

Homeowner loans are becoming more and more popular now. Whether it’s to pay for an unexpected expense, an emergency or even to help repair and renovate your home, there are plenty of reasons why many homeowners are seeking out bespoke loans from services like Evolution Money.

Products & Features

Evolution Money offers a wide range of products, such as secured loans, homeowner loans and self-employed loans. However, their speciality is in homeowner loans and it’s their most popular financial product.

You can simply apply online and use the sliders on their enquiry form. Once you’ve given some basic details such as contact information, they’ll take it from there and you’ll typically see a response very shortly. Their website also has ample information about all of the financial products they offer, making it incredibly easy for you to understand the terms. This is one of the features that Evolution Money highlights–their transparency and dedication to customer service.

Summary

Evolution Money is one of the fastest growing finance companies in the United Kingdom. Their success stems from their transparency, flexible loan terms and services, and also their focus on offering their customers impeccable service. The application is easy to understand, their rates and fees are easy to access so you know how much you’re going to be paying, and there’s a variety of reasons to get a homeowner loan in the first place.

As specialists in homeowner secured loans, Evolution Money can offer bespoke and affordable loans to all customers. Whether it’s a personal loan for an emergency expense, unexpected fees for something or even just a loan to improve your home, they can offer you an excellent deal and are highly recommended.