David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Compare Life Insurance For Overweight People

If you believe you are overweight and may struggle to gain life insurance then you need to be aware that you have options because there is a policy to suit you at an affordable price. Let our experts and providers get you the best deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is this cover?

If you believe you are overweight and may struggle to gain life insurance then you need to be aware that you have options because there is a policy to suit you at an affordable price.

Being overweight as we know, can have implications on your health, which would mean that you are at an increased risk of the following:


This type of policy is made up of many parts but the cover is there to offer you protection in many ways. As we are all aware, being overweight brings an increased risk of illness and even death, but this type of insurance will provide the policy holder with insurance cover for the term time agreed. Should the worst happen, and the policy holder passes away, a payout would be made to the policies beneficiaries.

As with all policies there are different types of insurance cover available depending on your needs and circumstances. It may seem extremely confusing, but we are on hand to help you with all of your options and we will ensure the right policy is put in place to suit your needs, whilst ensuring that the cost is right for you.

We will use our vast knowledge of the industry to find you life insurance regardless of your circumstances.

For those who are overweight having the right life insurance would help the policy holder with the repayment of debts, such as a mortgage and assist those family members who are left behind.

How does it work?

Life Insurance for overweight people provides cover for those who are more at risk of an illness or death. However, we will still do our utmost to find a policy to suit your needs at an affordable rate.

This type of policy works by putting an agreed term time of cover in place which is decided upon by the policy holder. Once this policy is put in place you will then be covered if the worst happens, ensuring your family are financially protected. This policy would cover you for any illnesses and conditions specified in your insurance contract.

Also if you were to die during the term time agreed with us a death benefit would be paid to your beneficiaries.

What are the features?

There are many features that come with our life insurance policy for overweight people, here are a few:

  • Death benefit would be payable if you were to die during the term of the policy
  • If diagnosed with a terminal or critical illness, a set amount would be paid to help with any home amendments or funeral arrangements
  • The duration for which the cover is required is up to you.
  • The application process is simple and straight forward

What are the benefits?

There are still many benefits that come with life insurance for people that are overweight:

  • Gives you peace of mind having the knowledge that cover is available to you.
  • The policy will be affordable and reflect your current circumstances.
  • The cover is designed to suit your needs
  • There would be a death benefit paid to your beneficiaries should you pass away
  • Covered for terminal or critical illness (specified in your insurance contract)
  • The policy is renewable once the agreed term time ends.
  • Any outstanding debts and mortgage payments would be covered as standard

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