David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Compare Life Insurance For Over 60’s

Often hear people discussing the fact that they are older and whether or not they are now too old for life insurance, but this is not a problem if you are over 60 because you still qualify for life insurance. Let our experts and providers find you a great deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

 

FAQ's

What is cover for over 60's?

often hear people discussing the fact that they are older and whether or not they are now too old for life insurance, but this is not a problem if you are over 60 because you still qualify for life insurance.

An over 60's policy is similar to an over 50's policy, as well as the death benefit being paid out should the policy holder pass away, you would still receive the terminally ill benefit whereas there would be a benefit amount paid out should you be declared terminally ill and given no more than 12 months to live. The funeral benefit would also be available and will be paid in advance to help arrange and cover all funeral costs. The financial planning benefit would be released should you have any approved financial planning advice upon the payment of a life cover benefit.

How does it work?

Over 60's life insurance will pay out the full lump sum assured if the policy holder dies after the agreed qualifying period. This policy does not require a medical so the cover is available to anyone over the age of 60.

With this policy, there is a set period where the death benefit cannot be claimed if the policy holder were to pass away within that agreed time. However, within that period if you were to die, a payment would still be released to the beneficiaries which would consist of the premiums paid.

If you are looking for to cover that is simple but still covers your required needs, then over 60's cover is for you. It is an easy and quick process as all you need to do is complete an application, there is no medical examination so a trip to the doctors and having to wait for results is not necessary.

What are the features?

Here are the features of this policy,

  • A range of benefits are available on this policy ensuring you have the right policy that suits your needs whilst making sure it reflect your current situation.
  • Funeral benefit that would would be paid should you be diagnosed with an incurable disease and have less than 12 months to live.
  • The policy can be amended at any time, we understand your circumstances may change so the policy is designed to allow this.
  • Financial planning benefit, this can be claimed if you seek approved financial planning advice upon payment of life cover.

What are the benefits?

Below are the benefits to the over 60's insurance policy,

  • The policy is a convenient purchase as it is a simple form and no medical examination is required so cover can be purchased from the comfort of your own home.
  • Simple and fits your needs, by choosing this option it avoids the full underwriting and also removes the need for a trip to the doctors and await test results. This will make it a simple and quick process to ensure you protect the future of your family
  • It is affordable, and the policy offers a great deal of coverage to suit your needs.
  • Fixed premiums so once the policy has been agreed in detail your monthly instalment will never increase leaving you aware of the monthly amount you will be paying.

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