David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Life Insurance For Mums

Many mothers fail to put life insurance in place because they do not feel that they need it, but if you consider the impact it would have on your family and children you will soon understand the importance of life insurance. Our experts can help you find the best deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

 

FAQ's

What is cover for mums?

Many mothers fail to put life insurance in place because they do not feel that they need it, but if you consider the impact it would have on your family and children you will soon understand the importance of life insurance.

Emotionally, it would have a huge impact on a family and it cannot be expressed in terms of money but consider the important role a mother plays and the costs that are involved. These costs would then potentially have to be paid for.

Life insurance for mums is a policy that protects her family and children and if you are a single mum, this policy is imperative. This type of policy would provide a safety net should the worst happen and you pass away. The policy would ensure that your mortgage payments, any debts, family and importantly your children are all protected.

Also see: Joint life insurance cover

How does it work?

Life insurance for mums works in a way that covers the mother and protects the beneficiaries should you pass away. A lump sum would be paid to the beneficiaries should you die.

All you need to do is continue with the agreed monthly premium to ensure your policy continues so you are covered at all times, right up to the date of renewal.

There are a range of benefits available that cover the mother and protect their family and children. The terminally ill benefit would be an important area to think about as this would help your family and children take care of you if your circumstances were to change.

What are the features?

There are many features to this policy;

  • Ensures that all of your bills are covered should you pass away, and the policy would provide protection for your family and children.
  • Peace of mind so you know that cover is in place to pay for all debts and bills should you pass way.
  • There are a wide range of benefits available to ensure you have a policy that suits your needs.
  • Terminally ill benefit is as important as the death benefit so if you were diagnosed as terminally ill and have less than 12 months to live we would pay a benefit amount to the beneficiaries to help put the necessary arrangements in place and help financially.
  • Flexible and re-viewable as we are always aware that your circumstances as a mother may change. So this policy will have a re-viewable period and once that date has been met any amendments can be made to suit your needs.

What are the benefits?

There are a range of benefits that come with this type of policy for mums;

  • Affordable as this policy has a number of benefits available and this will ensure you have the right coverage at the right price.
  • Quick and simple, we aim to make the process as smooth, simple and efficient as possible so you are covered immediately.
  • The insurance policy is re-viewable should your circumstances change and amendments can be made to suit you.
  • The benefits available to are varied so you can have peace of mind that you have the correct cover for you.
  • Safe in the knowledge that your coverage gives your family and children financial security should you die

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