David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Life Insurance With MS – Multiple Sclerosis

If you have MS and believe that it will be impossible to obtain life insurance, then you are wrong because this simply is not true. Our experts and providers can help you get a great deal that meets your needs.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is Multiple Sclerosis cover?

Multiple sclerosis affects the nerves all over the body but mainly the nerves in the brain and spinal cord. This will cause symptoms including problems with balance, muscle movement and vision.

The main issues/worries with MS are;

  • Fatigue- Feeling very tired
  • Ataxia- Problems with balancing and co ordination
  • Loss of vision (this will usually occur in the one eye)
  • Spasticity- Muscle stiffness which can cause uncontrolled muscle movements

These can all lead to some serious health problems one way or another.

A life insurance policy will cover you and your loved ones should anything happen to you. If you are in a vulnerable position and you are at a higher health risk due to a condition or an illness, a life insurance policy can give you peace of mind. The policy will ensure your bills, debts and your mortgage payments are covered whilst financially safeguarding your loved ones.

We may require a medical examination and information from your GP and this is done to ensure nothing is missed. We can then give you a policy with the full understanding of your condition.

How does it work?

Life insurance is designed to protect you and your family financially if you were to die giving you comfort in the fact that your loved ones are cared for. If you were to pass away, a benefit amount would be paid to the beneficiaries known as the death benefit. This payment can either be released as a lump sum or as a monthly instalment, however you choose. It ensures your bills, debts and mortgage payments are all covered.

If you are in a position and your health is vulnerable due to a condition you may already have then there are additional benefits available to ensure you are fully covered.

What are the features?

There are many features that are associated with this policy:

  • The death benefit- A benefit amount will be paid to the beneficiaries if you were to pass away which would help your loved ones financially after your gone. This would help cover your bills, debts and your mortgage, ensuring your family are not left struggling financially.
  • Various additions available to ensure you have the right coverage to suit your needs. Additions and options are available to you to make sure you have the best cover that reflects your circumstances.
  • Flexible policy- If a benefit amount were to be paid to the beneficiaries, you can decide whether they receive the payment as a lump sum or as a monthly instalment.

What are the benefits?

There are a range of benefits with this cover:

  • Peace of mind for you, to know that your family and loved ones would be financially protected if you were to pass away.
  • We will do our utmost to get you the policy you need within your budget.
  • A range of benefit options available to make certain you are fully covered.

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