David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Life Insurance With A Heart Condition

Many people believe that having a heart condition can prevent them from getting life insurance but this is not the case. We will offer you life insurance with great benefits and at an affordable rate. Let our experts and providers find you a great deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

Learn More
All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is this type of cover?

Many people believe that having a heart condition can prevent them from getting life insurance but this is not the case. We will offer you life insurance with great benefits and at an affordable rate.

Heart conditions cover a wide variety of problems relating your heart. Such as heart failure, heart attacks, angina and abnormal heart rhythms as well as many other issues. If you do have a heart condition the best way to understand your problem by being aware of the facts and that can help you understand and come to terms with it whilst easing any concerns you may have.

Life insurance is an important product for anyone, especially if you have a heart condition as you are more likely to have health issues. Life insurance will protect your family and loved ones should anything happen to you. There are many different types of policies available for you and we will help you to explore and understand all of your options.

How does it work?

This cover is designed to protect you should you pass away whilst ensuring the financial protection of your family and loved ones.

If the policy holder were to die there would be a cash benefit amount paid to the beneficiaries. You can decide if you would prefer, for this pay out to be made as a lump sum or as monthly payment. The policy will ensure that all of your bills, debts and mortgage costs are covered should you pass away, making life a little easier from a financial perspective, for your family at a difficult time.

There are different types of insurance policies available to meet all of your requirements all provide the cover needed to offer you comfort and assurity.

What are the features?

The features of this life insurance policy are:

  • Death benefit amount is made payable to the beneficiaries if you were to die. This can be paid as a lump sum or as a monthly payment at a set amount.
  • Critical illness benefit is also available with this policy and will be paid out if you were diagnosed as critically ill. This will help you and your family with future arrangements should anything happen to you.
  • The funeral benefit would be paid out if you were to pass away, this will help your family financially to arrange your funeral.
  • Different types of policies are available to you to ensure you have the right cover that suits your needs.

What are the benefits?

The benefits of this policy are:

  • Affordable because we will leave no stone unturned to ensure your life insurance policy is set within your budget.
  • Peace of mind for the policy holder because you will be safe in the knowledge that your family are financially protected and all bills, debts and mortgage payments are covered.
  • There are a number of benefit amounts available to ensure you have the maximum cover available.
  • Flexible because the benefit amount paid out can be paid as a lump sum or as a monthly payment to your beneficiaries giving you the control to make the best decision to financially protect your family.

We are independently reviewed by our verified customers and web users:
Rating: 4.6 / 5 with 28 votes

Lending Expert is a credit broker and comparison website, we're not a lender.

We bring together the very best financial providers and products from across the market place.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk