The average funeral costs around £3,500, which includes fees such as cremation and burial. Any extras, such as, catering and flowers add on average, around £2,000 which is a large amount of money.

For this reason many people are now starting to think about how they can pay for their own funeral so their families are not left with worry as well as the grief.

There are many types of cover available that cover the cost of your funeral. These policies have benefit amounts payable that ensure all areas are covered including the cost of your funeral.

When it comes to funeral costs, the policy would pay out in advance to ensure the cost of your funeral is covered, taking the pressure off your family at such a difficult time. If the policy holder was to pass away, the death benefit amount would still be released but there is an additional benefit available with life insurance policies and this is the funeral amount benefit. This will be paid to the beneficiaries upon the death of the policy holder to ensure all your funeral costs are covered, giving you peace of mind and taking the financial pressure away from your family.

There are no medical examinations required making the process straight forward and hassle free. Other benefits would still be available to the policy holder and their beneficiaries should the policy holder die.

This cover comes with the following features:

• Other benefits would still be available and they will pay out a set amount ensuring other costs are also covered.
• The funeral benefit amount would be paid in advance, which would help your family to make funeral arrangements.
• Peace of mind for you, the policy holder as you will not have to worry about leaving your family struggle financially by having to pay for your funeral costs.
• Comfort for your family, as they will be aware that the funeral costs are covered, giving them time to come to terms with your loss.
• The financial help this would give your family ensures that you will have a that your family will be proud of.

Here are a few of the benefits with this cover;

• Peace of mind that your funeral costs are covered so you know that you are not putting your family under any financial strain.
• Your family will know that they will not have to worry about any costs at such a difficult time.
• There are other benefits available and these would pay out a benefit amount to the beneficiaries.
• No medical examination is required for this cover ensuring a simple and quick process, so you could apply for cover from the comfort of your own home.
• This cover usually appeals to the over 50's, 60's and 70's if this is the case then the premiums are held at a fixed rate so you remain aware of how much your cover is costing you per month.