David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Life Insurance to Cover Funeral Costs

The average funeral costs around £3,500, which includes fees such as cremation and burial. Any extras, such as, catering and flowers add on average, around £2,000 which is a large amount of money. In the event of your death our insurance experts can ensure these costs are covered so you dont have to worry about it.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

 

FAQ's

What is funeral cover?

The average funeral costs around £3,500, which includes fees such as cremation and burial. Any extras, such as, catering and flowers add on average, around £2,000 which is a large amount of money.

For this reason many people are now starting to think about how they can pay for their own funeral so their families are not left with worry as well as the grief.

There are many types of cover available that cover the cost of your funeral. These policies have benefit amounts payable that ensure all areas are covered including the cost of your funeral.

How does it work?

When it comes to funeral costs, the policy would pay out in advance to ensure the cost of your funeral is covered, taking the pressure off your family at such a difficult time. If the policy holder was to pass away, the death benefit amount would still be released but there is an additional benefit available with life insurance policies and this is the funeral amount benefit. This will be paid to the beneficiaries upon the death of the policy holder to ensure all your funeral costs are covered, giving you peace of mind and taking the financial pressure away from your family.

There are no medical examinations required making the process straight forward and hassle free. Other benefits would still be available to the policy holder and their beneficiaries should the policy holder die.

What are the features?

This cover comes with the following features:

  • Other benefits would still be available and they will pay out a set amount ensuring other costs are also covered.
  • The funeral benefit amount would be paid in advance, which would help your family to make funeral arrangements.
  • Peace of mind for you, the policy holder as you will not have to worry about leaving your family struggle financially by having to pay for your funeral costs.
  • Comfort for your family, as they will be aware that the funeral costs are covered, giving them time to come to terms with your loss.
  • The financial help this would give your family ensures that you will have a that your family will be proud of.

What are the benefits?

Here are a few of the benefits with this cover;

  • Peace of mind that your funeral costs are covered so you know that you are not putting your family under any financial strain.
  • Your family will know that they will not have to worry about any costs at such a difficult time.
  • There are other benefits available and these would pay out a benefit amount to the beneficiaries.
  • No medical examination is required for this cover ensuring a simple and quick process, so you could apply for cover from the comfort of your own home.
  • This cover usually appeals to the over 50's, 60's and 70's if this is the case then the premiums are held at a fixed rate so you remain aware of how much your cover is costing you per month.

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