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Products Updated April 20, 2018

Life Insurance With Diabetes

If you have diabetes and wish to take our life insurance then we can help. Our insurance experts and providers can help you get a great deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is diabetes cover?

When you are no longer around it would help your family immensely if the best financial protection was put in place so they would not have to worry about any financial commitments that may be in place.

If you have diabetes you can get life insurance regardless of whether you have type one or two diabetes with our help. Type one diabetes is where the pancreas does not produce any insulin and type two is where the pancreas does not produce enough insulin or the cells no longer react to insulin. We will do our utmost to find a life insurance to suit your needs regardless of your condition.

With Diabetes comes an increase in health risk, below are the main risks;

  • Eye/Visions complications
  • Skin issues (sores,infections,itching etc)
  • Heart disease
  • Feet complications (mainly blood flow)
  • Nerve damage
  • Dental diseases

All we require from you is your honesty. We need you to be totally clear with us regarding your current health condition and a medical examination will be undertaken to ensure nothing is missed.

How does it work?

The death benefit will be paid out to the beneficiaries should the policy holder pass away. You can decide if you would like this lump sum to be paid as one large payment or as monthly instalments.

Another benefit that is key to the financial protection of your family is the terminal illness benefit. The policy would pay out to the beneficiaries if the policy holder is diagnosed with a terminal illness and given less than 12 months to live. This payment would only be granted if the policy holder were to be diagnosed after taking out this policy.

What are the features?

The features of this policy are:

  • We will do our utmost, regardless of your circumstances, to find the right insurance cover to suit you and that the policy is within your budget.
  • Death benefit will be paid out to the policy beneficiaries should you pass away, this will ensure the financial protection of your family at this tough time.
  • Terminal Illness benefit will be paid if you were diagnosed with a terminal illness and given less than 12 months to live. This benefit amount will help with your quality of life.
  • Funeral Benefit is available with this policy and this will help your family with funeral arrangements and will take the financial pressure off them.
  • Choice of policy type. A number of different policies available to you, ensuring you have the cover that suits your current needs.
  • Benefit amounts that are made payable to the beneficiaries can either be paid as a lump sum or as a monthly instalment. This decision is up to you.

What are the benefits?

There are a number of benefits with this policy;

  • Simple and quick process - our aim is to help and guide you through the process to ensure you are covered as quick as possible and to make the process hassle free for you.
  • Comfort for the policy holder to know that family and loved ones are financially protected should you die.
  • Terminal Illness benefit - this helps you plan in advance if you become terminally ill and given less than 12 months to live whilst a benefit amount would then be released to the beneficiaries.
  • Depending on your choice of policy, the premiums have the option to be locked so you are fully aware of your monthly life insurance cost.
  • Ensures your bills, debts and mortgage are covered so your family are not left struggling should you pass away.

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