David Allan

Expertly compared by David Allan

Products Updated April 20, 2018

Life Insurance With Dementia

If you or a family member is suffering with Dementia and would to like to take out life insurance then we can help. Our experts and providers and help you get a great deal.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is Dementia life cover?

Dementia is a life changing illness that affects the brain and leads to memory loss, confusion and decision making. Alzheimer's disease is the most common form of dementia. The condition progresses and it eventually reaches the point where the individual is unable to live unassisted. There are many health risks that come with dementia.

If you have dementia, you can still obtain life insurance. Whilst you are aware of what is important to you, a life insurance policy would protect your family and loved ones financially. The policy will give you peace of mind so you can concentrate on your quality of life. Whilst financially safeguarding your family the policy would also cover any bills, debts and mortgage payments.

You may be required to carry out a medical examination. This would ensure we do not miss anything and that the policy agreed provides you with the necessary coverage.

How does it work?

The policy would pay out a benefit amount to the beneficiaries if something happened to the policy holder. If you were to die, a benefit amount would be released to the beneficiaries. This will give you comfort because you know that if anything happens to you, your loved ones would be financially safe. The benefit amount released can be paid as a lump sum or as a monthly payment, however you feel would suit your family best.

If your health is in the high risk category due to a current condition or illness, the critical illness benefit would be a valuable addition to your policy. We would pay a benefit amount to the beneficiaries if you were to be diagnosed with a critical illness that is not associated with your current illness or condition. This will help your family financially if anything happens to you.

What are the features?

There are a range of features with this policy:

  • There are numerous benefit options and policy types available to ensure you have the maximum coverage.
  • The death benefit- This would be paid to the beneficiaries if you were to pass away. This would help your family financially going forward.
  • Critical illness benefit- This benefit would be released to the beneficiaries if you were to be diagnosed with a critical illness. This would help you with any life changes and protect your family financially.
  • Funeral benefit- This benefit amount would be paid to the beneficiaries if you were to die. This would help pay for your funeral taking the financial strain off your family.

What are the benefits?

There are a number of benefits with this type of cover;

  • Our aim- The agreed policy will suit your needs at an affordable rate.
  • The benefit options available cover a wide range of eventualities ensuring you have the maximum coverage.
  • Flexible- The benefit amounts that are made payable can either be released as a lump sum or as a monthly instalment.
  • Peace of mind for you - If anything were to happen to you, you have taken the necessary steps to ensuring that your family are financially safeguarded.

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