David Allan

Expertly compared by David Allan

Products Updated May 25, 2018

Life Insurance With Asthma

If you suffer from Asthma and wish to take out life insurance then we can help. Our experts and providers can help you get the best deal from across the marketplace.

FREE life insurance advice and comparison. Our experts can help find you a great deal from providers across the whole marketplace:

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All credit types
Rated 4.8/ 5

Lifes Great

Provider
Lifes Great

Products
Life Insurance

Speciality
Compares The Market

Whether you are looking for a cash lump sum payout or decreasing term mortgage life insurance, Lifes Great can provide you with a quote and a recommendation in under a minute. Free to use and you are under no obligation to proceed with any quote given.

Available via broker only
All credit types
Rated 4.7/ 5

Friends Life

Provider
Friends Life

Products
Life Insurance

Speciality
Life Insurance

Friends Life is now part of the Aviva Group. Get the cover you need to protect your family and loved ones when you're no longer around.

Available via broker only
All credit types
Rated 4.2/ 5

Zurich

Provider
Zurich Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Zurich Life Insurance will pay out a cash sum if you die during the term of the policy, or if you are diagnosed with a terminal illness and are expected to live for less than 12 months. Plans can be tailored with optional extras to suit your individual requirements and to provide added peace of mind.

Available via broker only
All credit types
Rated 4.5/ 5

LV

Provider
Liverpool Victoria

Products
Life Insurance

Speciality
Life Insurance

Life insurance from Liverpool Victoria will pay a lump sum should the worst happen, so you will have peace of mind that your family and loved ones will be financially protected when you’re no longer here. Even superheroes need protection.

Available via broker only
All credit types
Rated 4.6/ 5

Legal & General

Provider
Legal & General

Products
Life Insurance

Speciality
Life Insurance

Life cover or life assurance helps you to financially protect the future of your loved ones. Life Insurance from Legal and General offers reassurance that your loved ones or family will still be looked after financially should the worst happen.

Available via broker only
All credit types
Rated 4.5/ 5

Royal London

Provider
Royal London

Products
Life Insurance

Speciality
Life Insurance

With a policy in place with Royal London , you can leave money to your loved ones when you pass away, to help protect your family financially. Get a free quote or apply online.

Available via broker only
All credit types
Rated 4.6/ 5

Ageon

Provider
Ageon Life Insurance

Products
Life Insurance

Speciality
Life Insurance

Ageon is here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to adequately protect and insure you against the unexpected things in life.

Learn More Available via broker only
All credit types
Rated 4.6/ 5

Vitality

Provider
Vitality

Products
Life Insurance

Speciality

If the worst should happen, or you can’t work because of illness or injury, Vitality Life's 5-star Defaqto award-winning range of protection products will give you or your family payments to make things easier.

 

FAQ's

What is Asthma cover?

In short asthma is the inflammation of the airways. These are the small tubes that carry air into the lungs. When an asthma sufferer comes into contact with an allergy or a trigger the airways swell and become inflamed. This, as a result will make the sufferer struggle to breathe normally. The main symptoms of asthma are;

  • Wheezing and coughing
  • Tightness in the chest
  • Trouble breathing naturally

As someone that already has some sort of health condition it is important to have life insurance as you could be more prone to an illness and health risks. By having a life insurance policy you are ensuring the financial protection of you and your family if anything were to happen to you. All your bills, debts and mortgage payments would be covered.

A medical examination is usually required with those that are at more risk of health problems and those that already have any health conditions.

How does it work?

Life insurance is designed to give you peace of mind that if anything were to happen to you, your family and loved ones are financially safeguarded. If you were to pass away a benefit amount known as the death benefit would be paid to the beneficiaries and this can be paid as a lump sum or as a monthly payment, however you feel would best suit your family.

There are numerous benefits available with life insurance but as someone that could be vulnerable to health problems, the critical illness benefit is a suitable addition to consider. If you were diagnosed with a critical illness, a payment would be released to the beneficiaries. This could help to continue paying the bills and help you with any life amendments required.

What are the features?

There are a number of key features with this policy:

  • The death benefit would be paid to the beneficiaries ensuring financial protection of your loved ones once you are gone.
  • The policy is flexible, so if a benefit amount is released you decide whether the beneficiaries receive this as a lump sum or as a monthly instalment.
  • The critical illness benefit would be paid to the beneficiaries it you were diagnosed with a critical illness. This will take the financial strain off your family whilst helping with any life amendments that would have to be put in place.
  • The funeral benefit is also available. This will be paid out if you were to die to help cover the cost if your funeral. This will help your family concentrate on supporting each other at a difficult time without having to worry about the costs involved.
  • There are a number of benefit additions available ensuring you have a policy to suit your needs.

What are the benefits?

There are many benefits with having this policy:

  • The benefit additions that are available ensure you have a policy that suits your needs.
  • We will do our utmost to find a policy with the coverage you require at a price that's within your budget.
  • Flexible- the benefit amounts made payable to the beneficiaries can be paid as a lump sum or as a monthly instalment - that decision is yours.
  • Peace of mind for the policy holder because should anything happen, all the bills are covered ensuring the financial protection of your family.

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