About Business Insurance for Tree Surgeons
When your customers ask you to work on a tree they hope that you use your experience and knowledge to carry out the task so that it meets their expectations. This does mean that you need to work to the needs of your customer in every way. As you offer advice and are expected to work to certain standards it does mean that a client can make a claim against you should that advice or workmanship lead to financial loss or injury. Their claim will be aimed at recovering their losses or claiming compensation for damage or injury. This can have a negative effect on your business in many ways.
Business Insurance For Tree Surgeons
However, business insurance is designed to give your business the protection it needs. This means that the risks you are exposed to no longer cause you problems should a claim be made. It will enable you to make the right decisions without the worry. While you may have worked for many years with no problems it can always happen in the future so maintaining your business with business insurance is the only things to do. It will help to pay for all costs associated with defending a claim or even paying compensation both of which can cause problems for your business if the cover was not in place.
How Does It Work?
In your line of work your customer trust you to make the right decisions and offer the correct advice but sometimes this is not the case and errors and the omission of crucial information can lead to injury or financial loss which means you customer can make a claim.
Professional indemnity insurance is the perfect cover for your business because it will protect your business from claims associated with incorrect advice, negligence or bad workmanship. An error can happen at any time but ensuring that you have the right cover will protect you. You could damage a tree while working on it or you could advise your customers that a tree does not require cutting yet only for it to cause damage to their property forcing them to spend money on repairs. These examples highlight the importance of cover because it will help to deal with the large costs involved.
As you are working at great heights and handling dangerous tools it also puts you at risk. Public liability insurance will protect you should you cause injury to an individual or damage their property. You could drop a branch that lands on someone or you could drop a branch that crashes through a conservatory roof. If this did happen your customer would be looking to reclaim and losses or compensation for injuries. It may seem unlikely that it can happen but there is always a possibility. However, public liability is there to deal with all costs involved.
Business insurance will give you the following features:
- Comprehensive cover against all claims
- Full evaluation of claims prior to payment being released
- Full protection for your business
- Costs linked to defending claims and compensation included
- Your business needs are considered in order to select the right cover
- Court attendance costs are included
- Cover to meet your budget
What Are the Benefits?
You will receive the following benefits:
- Fully compliant with regulations and legal expectations
- Continue to focus on your business needs
- Protects your finances
- Advice and representation is available to you
- Will give you confidence and re-assurance