Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance For Take Aways

Owning a take away means that you are constantly having to think about your customers and their safety and well-being. Even if you are a take away with many years’ experience things can go wrong and customers could submit a claim for damages or financial losses. Our experts can ensure you’re fully covered.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

About Business Insurance For Take Aways

Providing the public with freshly cooked food and allowing them access to your property puts you at risk. Damaged property can cause injury, under-cooked food can make customers ill and advice that causes them harm can all lead to a claim and this is where it could prove costly for you.

Opting to have business insurance is the first step in the right direction when it comes to protecting your business from any claim. An incident can happen at any time, even if you believe it never will but a claim made against you can be financially damaging and could lead to you having to close your business. Whether you have acted negligently or failed to maintain your premises, defending claims is stressful in many ways so you need to protect yourself.

Business Insurance Designed For Take Aways

Business Insurance Designed For Take Aways

We offer the right business insurance for you and this means that you can have confidence in the cover because it will protect you in every possible way.

How Does It Work?

The success of your take away relies heavily on your customers and this is why you take as much care as possible when it comes to ensuring they are satisfied. However, running a business comes with many risks but how you deal with them is crucial to your business and its success.

Our business insurance comes in the form of professional indemnity insurance and public liability insurance and both are crucial to your business. This cover can help to limit the damage caused through fighting claims and paying compensation and this is why it is so important.

Professional indemnity insurance covers you for any claims made against your business that are linked to negligence and advice you give to your customers that could lead to illness, injury or financial loss. As a takeaway, food hygiene is high on the list of your priorities but if you provide your customer with food that causes illness then they could make a claim or if you give advice linked to allergens in food that turns out to be incorrect you could find yourself in trouble. The cover you require depends on your circumstances but it can help you in so many ways.

As you deal with the public then their safety is paramount to you. This is where public liability insurance is a vital tool. Your premises could be poorly maintained and this could lead to serious injury. Anything from loose ceiling tiles, to exposed electrics or even a faulty door could cause injury and again your customers could be well within their right to make a claim. These claims can be financially damaging and this is why taking a chance and not having insurance in place is the wrong decision.

You need to consider business insurance because it serves an important function and will cover you at a time when you need it.

The Features

Choosing to have business insurance will give you the following features:

  • Claims whether they are successful or not are covered
  • A complete assessment is carried out before payments are released
  • Business insurance will instantly be regarded as a crucial part of your business
  • Claim costs and compensation costs are covered
  • Cover is created to suit your business requirements
  • Court costs are covered
  • Flexibility when it comes to payment options

What Are the Benefits?

The benefits of business insurance are:

  • Legal requirement are regulations are realised
  • Spend time running your business rather than worrying about a claim
  • Insurance protection will ensure all costs are paid for
  • Advice and representation are available
  • A professional and caring appearance

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