About Business Insurance For Take Aways
Providing the public with freshly cooked food and allowing them access to your property puts you at risk. Damaged property can cause injury, under-cooked food can make customers ill and advice that causes them harm can all lead to a claim and this is where it could prove costly for you.
Opting to have business insurance is the first step in the right direction when it comes to protecting your business from any claim. An incident can happen at any time, even if you believe it never will but a claim made against you can be financially damaging and could lead to you having to close your business. Whether you have acted negligently or failed to maintain your premises, defending claims is stressful in many ways so you need to protect yourself.
Business Insurance Designed For Take Aways
We offer the right business insurance for you and this means that you can have confidence in the cover because it will protect you in every possible way.
How Does It Work?
The success of your take away relies heavily on your customers and this is why you take as much care as possible when it comes to ensuring they are satisfied. However, running a business comes with many risks but how you deal with them is crucial to your business and its success.
Our business insurance comes in the form of professional indemnity insurance and public liability insurance and both are crucial to your business. This cover can help to limit the damage caused through fighting claims and paying compensation and this is why it is so important.
Professional indemnity insurance covers you for any claims made against your business that are linked to negligence and advice you give to your customers that could lead to illness, injury or financial loss. As a takeaway, food hygiene is high on the list of your priorities but if you provide your customer with food that causes illness then they could make a claim or if you give advice linked to allergens in food that turns out to be incorrect you could find yourself in trouble. The cover you require depends on your circumstances but it can help you in so many ways.
As you deal with the public then their safety is paramount to you. This is where public liability insurance is a vital tool. Your premises could be poorly maintained and this could lead to serious injury. Anything from loose ceiling tiles, to exposed electrics or even a faulty door could cause injury and again your customers could be well within their right to make a claim. These claims can be financially damaging and this is why taking a chance and not having insurance in place is the wrong decision.
You need to consider business insurance because it serves an important function and will cover you at a time when you need it.
Choosing to have business insurance will give you the following features:
- Claims whether they are successful or not are covered
- A complete assessment is carried out before payments are released
- Business insurance will instantly be regarded as a crucial part of your business
- Claim costs and compensation costs are covered
- Cover is created to suit your business requirements
- Court costs are covered
- Flexibility when it comes to payment options
What Are the Benefits?
The benefits of business insurance are:
- Legal requirement are regulations are realised
- Spend time running your business rather than worrying about a claim
- Insurance protection will ensure all costs are paid for
- Advice and representation are available
- A professional and caring appearance