Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance for Sandwich Shops

If you own a sandwich shop you need to appreciate and understand the importance of business insurance because it plays a huge part in your success. If you provide a customer with incorrect information, act negligently or fail to maintain your property to a safe standard then a customer could make a claim against you.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

About Business Insurance for Sandwich Shops

There is no doubt that your business operates perfectly well on a daily basis but there is always a possibility that something could go wrong which could lead to a customer becoming injured, unwell or experience financial losses.

If you provide a customer with incorrect information, act negligently or fail to maintain your property to a safe standard then a customer could make a claim against you. A claim can cause you a number of problems and will cost you a lot of money to defend and possibly compensate. In order to avoid having to pay out the huge amounts of money associated with claims it makes sense to put business insurance in place so you are fully protected.

Your customers trust you and the food that you serve and they also expect your premises to remain safe at all time. However, there are many risks that can lead to your customers becoming unwell both physically and mentally as well as financially.

Business Insurance for Sandwich Shops

Business Insurance for Sandwich Shops

You have worked hard to turn your business into a success so do not risk losing it all because you do not have business insurance in place. Monthly payments are low and insurance is tailored to your business needs. Our insurance products are right for you and your business so protect your business today.

How Does It Work?

Working in the food industry means that you have to constantly meet legal standards and regulations. If you fail to meet these, offer incorrect advice or act negligently then you could find yourself fighting a claim. Therefore, our business insurance products are here for you.

Professional indemnity insurance protects you in a number of ways. Customers rely on you to provide them with the correct information and advice when it comes to your food. However, if you fail to inform a customer that one of your products contains an allergen then they could become ill. Situations such as this can put your business in trouble and it gives the customer the right to make a claim against you. Professional indemnity insurance protects you from claims made against negligence and incorrect advice so ensure that you put the right cover in place.

To protect yourself further you should have public liability insurance. As customers use your premises to purchase and consume food you have to ensure that they remain safe. This means ensuring that all furniture is sturdy and all fixtures and fittings are secured correctly. Faulty furniture could result in chairs breaking while being used and broken tables could cause hot beverages to spill onto customers. These could all lead to claims which is why public liability insurance is an important tool to put in place.

The Features

Business insurance will provide you with these features:

  • Successful and unsuccessful claim costs are covered
  • Full assessment to ascertain its validity before payment is released
  • It will become an important part of your day-to-day running
  • Defence costs and compensation costs are covered
  • Business needs are considered when choosing the right cover
  • Court appearance costs are covered
  • Cover to suit all budgets

What Are the Benefits?

Business insurance comes with these benefits:

  • Meet all legal responsibilities and regulations
  • Pay more attention to your business needs and not claims
  • Financial protection
  • Advice and representation available
  • Look professional and caring with this cover in place

Related Links