About Business Insurance For Plumbers
However, the main expectation of your customers is to get their problem sorted but this can put you at risk. Instead of carrying out a repair you may decide to offer advice that could potentially cause harm and injury to your customer. If this did happen then they have the right to make a claim against you and this could have a serious financial impact on your business. They may want to claim for damages or financial losses but without business insurance you have to fight the claim alone and this is time consuming and expensive.
The stress and time it takes to fight a claim could result in you losing out on business and money all of which will have an impact on the success of your business. If you choose to have business insurance then you will not have to pay for the costs associated with defending claims or paying compensation because it is all covered. It is too easy for you to omit a piece of vital information when giving advice and your equipment could quite easily cause injury to a customer. This is exactly why business insurance is an important tool.
Business insurance made for Plumbers
If you want to protect your business and its finances, then put business insurance in place as soon as possible. Any claim could cripple your business and could undo all of your hard work.
How Does It Work?
Business insurance is designed specifically for your business. It is there for you when the time comes to deal with a claim against you for injury, negligence and financial losses.
Professional indemnity insurance can protect you in many ways. Customers rely on your advice to make their home safe and they believe that what you tell them is correct. However, you may give the wrong advice that could lead to a burst pipe or even a gas leak all of which can cause injury or death and a lot of damage which can be costly. You may believe that this will not happen to you but it is so simple to provide the wrong information that you are open to claims being made against you at any time.
Visiting the homes and offices of customers puts you at risk of causing damage to their property as well as causing them injury. Public liability insurance will protect you from the costs associated with these claims as injury can happen so easily. You could smash a window while carrying a length of pipe or a customer could step on your equipment and break an ankle. In reality, the list of possible injuries and damages is extensive but without public liability insurance you would have to pay these costs yourself and this could damage your business.
Our business insurance guarantees the following features:
- All claims are covered regardless of their severity and outcome
- Full assessment to ascertain the details before payment is made
- Your business will be fully protected
- All costs are covered including defence costs and compensation costs
- The needs of your business are considered before cover is chosen
- Costs are covered for court appearances
- Cover tailored to your needs and budget
What Are the Benefits?
You will receive the following benefits:
- Fully compliant when it comes to legal requirements and regulations
- Make business needs a priority instead of claims
- Full protection for your finances as costs are covered
- Advice is readily available along with representation
- Gives you the ability to have confidence in your decisions