Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance For Plumbers

Being a plumber means that you are always dealing with the public and assisting them with their plumbing needs. As a plumber your expertise and experience are relied upon by you and it helps your clients to trust in your service. If you were to cause damage or make a mistake then you could be liable to a claim

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

About Business Insurance For Plumbers

However, the main expectation of your customers is to get their problem sorted but this can put you at risk. Instead of carrying out a repair you may decide to offer advice that could potentially cause harm and injury to your customer. If this did happen then they have the right to make a claim against you and this could have a serious financial impact on your business. They may want to claim for damages or financial losses but without business insurance you have to fight the claim alone and this is time consuming and expensive.

The stress and time it takes to fight a claim could result in you losing out on business and money all of which will have an impact on the success of your business. If you choose to have business insurance then you will not have to pay for the costs associated with defending claims or paying compensation because it is all covered. It is too easy for you to omit a piece of vital information when giving advice and your equipment could quite easily cause injury to a customer. This is exactly why business insurance is an important tool.

Business insurance made for Plumbers

Business insurance made for Plumbers

If you want to protect your business and its finances, then put business insurance in place as soon as possible. Any claim could cripple your business and could undo all of your hard work.

How Does It Work?

Business insurance is designed specifically for your business. It is there for you when the time comes to deal with a claim against you for injury, negligence and financial losses.

Professional indemnity insurance can protect you in many ways. Customers rely on your advice to make their home safe and they believe that what you tell them is correct. However, you may give the wrong advice that could lead to a burst pipe or even a gas leak all of which can cause injury or death and a lot of damage which can be costly. You may believe that this will not happen to you but it is so simple to provide the wrong information that you are open to claims being made against you at any time.

Visiting the homes and offices of customers puts you at risk of causing damage to their property as well as causing them injury. Public liability insurance will protect you from the costs associated with these claims as injury can happen so easily. You could smash a window while carrying a length of pipe or a customer could step on your equipment and break an ankle. In reality, the list of possible injuries and damages is extensive but without public liability insurance you would have to pay these costs yourself and this could damage your business.

The Features

Our business insurance guarantees the following features:

  • All claims are covered regardless of their severity and outcome
  • Full assessment to ascertain the details before payment is made
  • Your business will be fully protected
  • All costs are covered including defence costs and compensation costs
  • The needs of your business are considered before cover is chosen
  • Costs are covered for court appearances
  • Cover tailored to your needs and budget

What Are the Benefits?

You will receive the following benefits:

  • Fully compliant when it comes to legal requirements and regulations
  • Make business needs a priority instead of claims
  • Full protection for your finances as costs are covered
  • Advice is readily available along with representation
  • Gives you the ability to have confidence in your decisions

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