Business Insurance For Joiners & Carpenters
As part of your service you have to consider the safety of your customers as well as their property and when you include offering your advice it increases your risk of claims being made against you. You could offer incorrect advice that could cause injury or financial loss, act negligently or carry out bad workmanship. Without the correct insurance any claims made against you will prove costly and this means that your business could be severely affected.
Cheap Business Insurance For Joiners and Carpenters
Business insurance is there to protect your business and its finances. When a claim is made against you, the costs involved can spiral out of control but business insurance is there to cover these costs. Claims involve defence costs, compensation and court appearance costs but the right insurance will protect you and your finances. Mistakes can be made very easily and the damage, whether it is injury or financial can result in a claim so having the right cover will give you peace of mind and confidence to make the right decision.
How Does It Work
Business insurance is designed to work for you in a number of ways and this is why it is so important to put it in place.
Professional indemnity insurance is perfect for protecting you from any claim made against you that relates to negligence, bad workmanship or incorrect advice. These claims could have severe financial implications for your business but the cover is there to remove this problem. If you advise a client to re-think where they want the work carried out this could lead to structural damage over a period of time or you could fit a staircase that collapses after several months of use that causes injury. Your customer could make a claim and that leaves your exposed but professional indemnity insurance is there for you.
While you are working at the premises of your customer it is crucial to consider their safety and looking after their property. Public liability insurance will protect you against claims made against you that relate to injury or damage to property. This could be something simple like a client tripping over tools or you drilling through a water pipe. Working in this way puts you at an increased risk of having a claim submitted against you but public liability insurance aims to protect you in every possible way.
Business insurance comes with the following features:
- Full cover from all claims
- Claim assessment takes place prior to the release of payments
- Your business will be fully protected
- Costs linked to defending claims and covering compensation are included
- Your business needs are understood to help select the right cover
- Court appearance costs are included
- Cover available to suit your budget
What Are the Benefits?
The following benefits are available:
- Legal requirements and regulations met
- Focus more on the needs of your business and staff
- Protects your finances
- Representation and professional advice on hand
- Give you peace of mind and confidence to make the right decisions