Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance For Joiners

You could offer incorrect advice that could cause injury or financial loss, act negligently or carry out bad workmanship. Without the correct insurance any claims made against you will prove costly and this means that your business could be severely affected. Our experts can ensure you’re business is protected.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

Business Insurance For Joiners & Carpenters

As part of your service you have to consider the safety of your customers as well as their property and when you include offering your advice it increases your risk of claims being made against you. You could offer incorrect advice that could cause injury or financial loss, act negligently or carry out bad workmanship. Without the correct insurance any claims made against you will prove costly and this means that your business could be severely affected.

Cheap Business Insurance For Joiners and Carpenters

Cheap Business Insurance For Joiners and Carpenters

Business insurance is there to protect your business and its finances. When a claim is made against you, the costs involved can spiral out of control but business insurance is there to cover these costs. Claims involve defence costs, compensation and court appearance costs but the right insurance will protect you and your finances. Mistakes can be made very easily and the damage, whether it is injury or financial can result in a claim so having the right cover will give you peace of mind and confidence to make the right decision.

How Does It Work

Business insurance is designed to work for you in a number of ways and this is why it is so important to put it in place.

Professional indemnity insurance is perfect for protecting you from any claim made against you that relates to negligence, bad workmanship or incorrect advice. These claims could have severe financial implications for your business but the cover is there to remove this problem. If you advise a client to re-think where they want the work carried out this could lead to structural damage over a period of time or you could fit a staircase that collapses after several months of use that causes injury. Your customer could make a claim and that leaves your exposed but professional indemnity insurance is there for you.

While you are working at the premises of your customer it is crucial to consider their safety and looking after their property. Public liability insurance will protect you against claims made against you that relate to injury or damage to property. This could be something simple like a client tripping over tools or you drilling through a water pipe. Working in this way puts you at an increased risk of having a claim submitted against you but public liability insurance aims to protect you in every possible way.

The Features

Business insurance comes with the following features:

  • Full cover from all claims
  • Claim assessment takes place prior to the release of payments
  • Your business will be fully protected
  • Costs linked to defending claims and covering compensation are included
  • Your business needs are understood to help select the right cover
  • Court appearance costs are included
  • Cover available to suit your budget

What Are the Benefits?

The following benefits are available:

  • Legal requirements and regulations met
  • Focus more on the needs of your business and staff
  • Protects your finances
  • Representation and professional advice on hand
  • Give you peace of mind and confidence to make the right decisions

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