Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance For Health & Safety Consultants

If you work as a H&S consultant or business owner and require business insurance our experts can help. They understand the risks associated with your work and can set up an insurance policy to ensure you and the business are adequately protected.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

3 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

3 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

3 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

FAQ

Every industry now has to consider the health and safety aspects of their business and this means that your expertise are required more than ever before.

It is important to your clients that you get everything right because they rely on your to implement any health and safety policies or regulations successfully. Working in the way that you do, does however, put you at risk. This is because the advice you provide has to be correct and any incorrect advice or negligence can prove extremely damaging for your client but also your business. If your client follows your advice or guidance or if you fail to follow their requirements this could lead to injury or a loss of earning and this is where a claim can be made against you. Defending any claim is expensive and compensation costs can be extremely high. If you do not have insurance this could cause your financial difficulties but choosing to put business insurance in place will protect your business and its finances.

Business Insurance For Health & Safety Consultants

Business Insurance For Health & Safety Consultants

It is crucial that you protect the finances of your business because failure to do so could be the end of your business. Incorrect advice can be provided at any time and negligence can also occur, this is why you should consider business insurance. Don’t leave it to chance, protect your business.

Regardless of how experienced you are, the risks are there and you could find yourself defending a claim. Having the right insurance will give you confidence and re-assurance in the way you work.

Professional indemnity insurance works by protecting your business in the correct way. This means that it is there for your business when you need it. A claim can be made at any time and because your advice and guidance is trusted, any errors are immediately noticed as they have a severe impact. You could offer the wrong advice when it comes to a health and safety policy that exposes your clients to potential claims against them and this can cost them financially. You could also carry out a health and safety check and miss a crucial piece of equipment that causes injury at a later date. Your clients would have the right to claim but professional indemnity insurance will cover all costs so your finances are protected.

Public liability insurance is there to protect you from claims associated with injury you may cause or the damage you cause to the property of a client. While carrying out a health and safety check you could test equipment that malfunctions and causes injury to an individual. This injury could also result in a loss of earnings so once again you could find your business defending a claim. Ensuring that you have this cover in place will further protect your business.

Business insurance will provide you with these features:

  • This insurance will cover all claims
  • In-depth evaluation of claims to validate them before payment is released
  • All-round protection for your business
  • Defence costs and settlement costs included
  • Your business needs are recognised in order to select the right cover
  • Court appearance costs included
  • Regardless of your budget there is cover available

What Are the Benefits?

There are many benefits with business insurance:

  • You will meet any legal expectations and industry regulations
  • Spend more time driving your business forward
  • Full protection for your finances
  • Advice and representation available
  • Will give you re-assurance and confidence in the way you work

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