Working with your clients in the way that you do means that you have to meet deadlines while working professionally. Should you make a mistake or act negligently then you client will have the right to make a claim, therefore, business insurance will work for you.
Professional indemnity insurance protects your business from any claims associated with incorrect advice or negligence that causes your client to lose money. If a client files a claim against you as a result of this then this insurance will offer you complete protection. If you agree to complete a project by a certain date that you fail to meet then your client could experience financial losses because their website cannot go live or they may not be able send out an electronic publication. This means that they could lose earnings so they will look to submit a claim in order to recover these costs. However, professional indemnity insurance will cover all costs associated with defending this claim as well as paying compensation.
There is also the possibility that you could cause your client injury or you may damage their property but this is where public liability insurance can protect you. Should your client become injured while visiting your office as a result of a trip or fall then they could claim for damages and loss of earnings because they are unable to work. There are many different scenarios that could lead to a claim and this highlights the importance of ensuring that you are protected with public liability insurance.