Working as a gardener or a landscape gardener means that you are offering customers advice, handling dangerous equipment and working on the property of customers.
While the majority of your jobs will be smooth and trouble-free, occasionally there can be the odd incident that can cause problems for your customer. These problems could lead to injury or loss and this in turn gives them the right to make a claim against you.
If they make a claim against you for negligence, poor advice or injury then the financial implications of defending a claim are huge and they could ultimately put you out of business. To avoid this problem, business insurance is there to protect you so that the costs associated with all claims are handled efficiently and professionally without your business having to foot the costs.
Your customers rely on you to work professionally and they trust the advice that you offer them but sometimes it can lead to injury and losses and this can affect your customers both physically, mentally and financially.
Business Insurance for Gardeners and Landscape Gardeners
If you want to have confidence in your business and the way in which you work then you need to consider the risks and think about putting business insurance in place. The monthly costs are low and cover is created to suit your business needs.
Believing that you do not need insurance is the wrong way to think because a claim can be made against you at any time.