Business Insurance For Freelancers

Whether you are a freelance writer, photographer or any other form of freelancer, you will spend time carrying out requests for customers and meeting their needs. They rely on your advice and knowledge to ensure that you carry out your work to a high standard.

Working with customers in this way puts you at risk because any errors could prove costly and could cause financial loss and injury to your customers. If you provide you customers with advice that is incorrect, work negligently or cause injury then your customers have the right to make a claim against you. Defending any claim is both costly and time consuming and both can have a serious impact on your business. To remove the risks and damage you need put business insurance in place as it will serve to protect your business and its finances.

Cheap Business Insurance For Freelance workers

Business insurance will cover all costs relating to a claim made against you. Making errors is simply part of being human but you may think that it could never happen to you but it can. Omitting a simple, small piece of information can prove critical to your client or working negligently can cause injury or financial loss and naturally your customers are going to want to do all they can to recover any expenses and compensation. Business insurance will cover all costs associated with defending claims, paying compensation as well as court appearance costs. It will become a crucial tool for your business when you need it.

Our business insurance products are created to meet your specific needs and they are there to help you handle claims and the financial implications that come with them.

Professional indemnity insurance offers protection for your business when you need it. As a freelancer your customers rely on you to use your expertise and knowledge to offer them the right service. They expect nothing less but occasionally errors can occur. As a freelance writer you may be asked to create content that needs to be search engine optimised but failure to do this could lead to financial losses for your client. As a freelance photographer you could take your client to a location where they may slip and injure themselves. The risks are there and you are exposed to them regularly but professional indemnity insurance is there to protect you.

There is always a risk with working as a freelancer when it comes to causing injury to individuals damaging their property. As a freeelancer you could quite easily cause damage to the home of an individual but you could also cause injury to them by leaving equipment lying around that they could potentially fall over. Public liability insurance will cover you should the worst happen and this gives you complete peace of mind.

Business insurance will give you the following features:

• Complete protection against all claims regardless of the outcome or their size
• Claim assessment takes place before payment is made
• Full protection for your business in every possible way
• Every cost is covered, this includes defence costs and settlement costs
• Full business requirements are considered before cover is put in place
• Court appearance costs are included
• Cover to fit your needs

What Are the Benefits?

You will see the following benefits from this cover:

• You will meet all legal requirements and regulations
• Pay more attention to your business
• Financial protection
• Professional advice is readily available and representation
• Peace of mind and reassurance that your business is protected as well as your decisions