Business Insurance For Energy Assessors

As an energy assessor your role involves carrying out energy assessments of dwellings and then producing a report with your findings.

This means that your clients trust your expertise and ability to return findings that they can rely on. Therefore, the results that you produce and the advice that you offer can have an impact on any decision made by your clients. However, with this comes an element of risk because this could lead to a claim being made against you. If you provide your client with incorrect advice or incorrect findings it could cause them to experience financial loss. This incorrect advice and negligence would give your client the right to claim in order to recover their losses. A claim can be expensive to deal with and the costs can increase quickly but with the right business insurance in place you can be sure that you are protected.

You might be extremely good at you job but it is still possible to make errors and this leaves you vulnerable in the future. Business insurance is an important tool that is developed around the needs of your business. This will ensure that you are able to cover any costs associated with a claim without the finances of your business being affected. Through your advice and work clients can experience a loss of earnings and this gives them the right to seek compensation in order to recover costs. Business insurance will quickly become a tool that your business relies on and it could, one day, come in handy.

As your job involves handling data it is often possible to make mistakes. These mistakes could have severe implications for your business, however, business insurance can really make a difference.

Professional indemnity insurance is designed around your specific business needs and its sole aim is to provide the protection you need. If a claim is made against you that is associated to negligence, incorrect advice or poor workmanship then this insurance will cover you. If you provide a report that contains incorrect figures that results in a client losing value on their property when it comes to selling, they may find out a later date that your error was the cause of their loss. This could lead to them submitting a claim in order to recover their losses. If you did not have professional indemnity insurance this could prove costly for your business in terms of finances and its future.

If you have to visit the property of your clients in order to carry out your work then you should consider public liability insurance. This will cover you for any damage you may cause to the property or of your client becomes injured and it is your fault. You could damage anything from walls, to floors or even furniture but it would give the customer the right to claim for any costs involved with carrying out repairs. Public liability insurance is an extremely useful insurance that covers you in every way.

Business insurance comes with the following features:

• Cover that deals with claim costs
• Evaluation of every claim prior to payment being made
• Protection in a number of ways for your business
• Costs associated with defending claims and paying compensation are included
• Your business requirements are assessed so cover can be put in place
• Court appearance costs are included
• Regardless of your budget, cover is available

What Are the Benefits?

• All legal requirements are met and regulations that you have to adhere to
• Spend more time on the needs of your business
• Complete financial protection
• Advice is available to you and legal representation
• Peace of mind and confidence in the way you operate and make decisions