Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance For Driving Instructors

If you are a driving instructor or you own a driving school then you’ll need business insurance to protect you against risks. Cover for your driving business can be arranged quickly across a wide range of insurance needs including professional indemnity, public and employers liability insurance.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

FAQ

As a driving instructor or if you run a driving school then you will take pride in helping your pupils to pass their test and have their own independence but this requires you to act responsibly while thinking about the needs of your pupils.

As you are in control of helping people to pass their test you have to be sure that the way in which you teach them is safe. Your pupils will trust you as you use your training and knowledge to help them to drive but this does leave you at risk. Working in this way means that you could offer incorrect advice, act negligently or cause injury and this could lead to a client making a claim against you. Claims can be extremely damaging for your business and the costs associated with them can be expensive so you need to ensure that you are covered. Omitting important information when giving advice or acting negligently can happen at any time and this could cause financial loss or injury to your pupil. Therefore, making sure that you are protected correctly can make a huge difference to your business.

This is where business insurance becomes crucial to your business because it is designed to meet your needs. Regardless of whether you have had to defend a claim in the past or not it is possible that it can happen at any times. Errors can happen easily when working under pressure or in certain situations but having business insurance will guarantee protection for your business.

As you have to work closely with individuals it means that you need to be aware of situations and the well-being of your pupil. Teaching people to drive has many positives but it is important to remember that there are risks associated with this but this is where business insurance can help.

Professional indemnity insurance is suitable for your business because it will cover any claims made against you that are linked with incorrect advice or negligence. Offering advice is part of your job but failing to offer correct advice can cause problems. If you urge your pupil to make a decision while behind the wheel it could lead to them crashing your vehicle and becoming injured which could mean time off work. You could even take your eyes off the road for a few seconds which means you are not aware that your pupil is in difficulties which prevents you from using your dual foot controls, leading to an accident. If your pupil become injured and experiences financial losses then they have the right to make a claim against you to recover these losses and receive compensation.

Public liability insurance is there for you should you cause injury or damage the property of someone. You could be driving your pupil home after their test and end up in an accident that results in their injury or you could injure a pedestrian while driving. There are many risks associated with your role and this means that public liability insurance is a tool that your business will rely on.

The following features come with business insurance:

  • Regardless of the size of claims or their outcome, all are covered
  • All claims are assessed prior to the release of payment
  • Protects your business in every way
  • Costs associated to defending claims and paying compensation included
  • Full consideration of your business needs to determine cover
  • Protection includes court costs
  • Flexible payment plans to suit needs

What Are the Benefits?

There are a wide range of benefits with this cover:

  • You will be compliant with laws as well as legal requirements and regulations
  • Concentrate on your business with more time available
  • Complete, in-depth financial protection
  • Advice and representation are available
  • Confidence and belief in your decisions

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