Business Insurance For Driving Instructors

As a driving instructor or if you run a driving school then you will take pride in helping your pupils to pass their test and have their own independence but this requires you to act responsibly while thinking about the needs of your pupils.

As you are in control of helping people to pass their test you have to be sure that the way in which you teach them is safe. Your pupils will trust you as you use your training and knowledge to help them to drive but this does leave you at risk. Working in this way means that you could offer incorrect advice, act negligently or cause injury and this could lead to a client making a claim against you. Claims can be extremely damaging for your business and the costs associated with them can be expensive so you need to ensure that you are covered. Omitting important information when giving advice or acting negligently can happen at any time and this could cause financial loss or injury to your pupil. Therefore, making sure that you are protected correctly can make a huge difference to your business.

This is where business insurance becomes crucial to your business because it is designed to meet your needs. Regardless of whether you have had to defend a claim in the past or not it is possible that it can happen at any times. Errors can happen easily when working under pressure or in certain situations but having business insurance will guarantee protection for your business.

As you have to work closely with individuals it means that you need to be aware of situations and the well-being of your pupil. Teaching people to drive has many positives but it is important to remember that there are risks associated with this but this is where business insurance can help.

Professional indemnity insurance is suitable for your business because it will cover any claims made against you that are linked with incorrect advice or negligence. Offering advice is part of your job but failing to offer correct advice can cause problems. If you urge your pupil to make a decision while behind the wheel it could lead to them crashing your vehicle and becoming injured which could mean time off work. You could even take your eyes off the road for a few seconds which means you are not aware that your pupil is in difficulties which prevents you from using your dual foot controls, leading to an accident. If your pupil become injured and experiences financial losses then they have the right to make a claim against you to recover these losses and receive compensation.

Public liability insurance is there for you should you cause injury or damage the property of someone. You could be driving your pupil home after their test and end up in an accident that results in their injury or you could injure a pedestrian while driving. There are many risks associated with your role and this means that public liability insurance is a tool that your business will rely on.

The following features come with business insurance:

• Regardless of the size of claims or their outcome, all are covered
• All claims are assessed prior to the release of payment
• Protects your business in every way
• Costs associated to defending claims and paying compensation included
• Full consideration of your business needs to determine cover
• Protection includes court costs
• Flexible payment plans to suit needs

What Are the Benefits?

There are a wide range of benefits with this cover:

• You will be compliant with laws as well as legal requirements and regulations
• Concentrate on your business with more time available
• Complete, in-depth financial protection
• Advice and representation are available
• Confidence and belief in your decisions