When a client chooses to use your services they believe that you can help them to improve the way in which they operate, whether that is a large organisation or an individual.
This is a big responsibility but with your knowledge and ability your client trusts that you can help them change the ways in which they work. This means that your client will follow your advice and listen your recommendations but with this comes an element of risk. This is simply because should you incorrectly advise a client or act negligently they have the right to make a claim against you. A claim could be made to recover lost money or even claim compensation for injury. Your job can be stressful and intense which means you can easily make mistakes and this is why you should consider business insurance.
In the past you might not have had a claim submitted against you but this does not mean it will never happen so business insurance is imperative. It is designed to suit the needs of your business and will protect you from all claims made against you. These claims can be associated with incorrect advice, bad workmanship or even negligence. Clients may lose earnings and this means that they are entitled to make a claim. Claims can be expensive to cover if you do not have insurance as defence costs and compensation costs can mount up.