Dave Beard

Expertly compared by Dave Beard

Products Updated June 4, 2018

Business Insurance for Chip Shops & Chippies

If you’re running or own a chippy resturant then you’re going to need adequate insurance and protection against risks. Cover for your business can be arranged quickly across a wide range of insurance needs including professional indemnity, public and employers liability insurance.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

4 providers expertly compared:

Simply Business

Why?

This provider is our Expert’s Choice in its category as it won tops marks for the following.

  • TRUST
  • VALUE
  • EXPERTISE & KNOWLEDGE
  • CUSTOMER SERVICE

Learn more about how we review and assess the providers here on Lending Expert.

Provider
Business Insurance

Products
Professional Indemnity, Public & Employers Liability Cover

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.8/ 5

All credit types

Simply Business is a broker that provides a wide range of business insurance cover. They specialise in small businesses and can advise, compare and arrange the right insurance products to ensure you are not only protected by get the best deal on the market.

4 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

4 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

4 providers expertly compared:

Available via broker only

Zurich

Provider
Zurich Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
UK Small business cover

Rated 4.6/ 5

All credit types

The right insurance package will give you the peace of mind to successfully grow your business. Zurich have an extensive suite of insurance products tailored to a wide range of small and SME businesses to ensure you have complete protection from all risks.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

FAQ

Running a chip shop or chippie is a business that the British public have loved for decades. Running a chip shop requires you to consider the safety and health of your customers. This can range from the food that you serve to your premises and everything in between.

As a chip shop you are at risk of causing injury and illness to customers and this is something that you need to take seriously because any claim can prove costly. Defending a claim and covering compensation costs may be beyond your financial capabilities so why continue to take a chance?

If you choose to put business insurance in place you will be making the right move towards protecting your business in many ways. As a food establishment you will have legal requirements and regulations to meet and therefore it is imperative that you always consider the health and well-being of the public.

Business insurance will help you to deal with and cover any cost associated with claims made against you. This can range from court attendance costs to compensation costs and even the costs of defending a claim. The potential for a claim to be made against you is always there and this this why you need to take this extremely seriously.

If you want to secure the future of your business while protecting you and your customers then you need to consider business insurance.

Our business insurance covers both professional indemnity insurance and public liability insurance. While both insurances serve different purposes they are both there to offer a level of protection should a claim be submitted against you.

Professional indemnity insurance will protect you from claims made against you should you act negligently or offer advice that wrongly causes injury or even death. Advice surrounding food has to be taken seriously, especially where allergies and intolerance is concerned. Advising a customer on a product that is right for them could end up with them becoming ill. This will make it possible for them to make a substantial claim against you but with the right professional indemnity insurance in place you will be covered and protected.

Owning premises that the public can access means that it has to be maintained to a certain standard. Public liability insurance will protect you should a member of the public become injured while they are at your premises. They could have boiling cooking fat spilled on them, fittings and fixtures could come loose and fall on them or they could damage their own property. There are many potential risks and all could prove expensive but having public liability insurance will ensure that you are able to deal with these claims in the right way.

Business insurance comes with the following features:

  • Regardless of the outcome of a claim – all costs are covered
  • Full assessment is carried out to guarantee that the payment is released
  • Business operations will rely on this cover
  • Defending claims and compensation costs are dealt with
  • Tailored to the specific requirements of your business
  • Costs linked to attending court are covered
  • Flexible payment plans to suit your cash flow

What Are the Benefits?

There are a large number of benefits with business insurance:

  • All legal requirements and regulations are met
  • Focus on the needs of your business without worrying about claims
  • All costs will be covered protecting the finances of your business
  • Advice and representation is available
  • Increased professional outlook with this cover in place

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