Dave Beard

Expertly compared by Dave Beard

Products Updated April 30, 2018

Business Insurance For Childminders

If you’re a childminder or have a child care business then our experts can ensure you have adequate insurance and protection for your business. Cover can be arranged quickly across a wide range of insurance needs including professional indemnity, public and employers liability insurance.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

2 providers expertly compared:


Hiscox Business Insurance

Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

2 providers expertly compared:


AXA Business Insurance

Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.


Looking after children can be a very rewarding and challenging job but there is one crucial thing that has to be considered and that is the safety of the children in your care.

Having children in your care can expose you to a number of risks, many of which could cause you stress and financial problems.

Being a childminder is a busy occupation and requires you to be alert and ready to deal with the challenges of looking after a number of children. However, if a child becomes injured or unwell while under your care, a claim could be made against you.

Business insurance will ensure that you have right protection should the worst happen. You may believe that you have all the right controls in place to prevent any incident from occurring but this does not completely eliminate the potential risks. A claim can be made against a lack of care or negligence and even injury. These claims can lead to financial damages because the costs of defending them and paying compensation can spiral out of control.

Business insurance will give you confidence to focus on your job without having to worry about dealing with any claims should they happen.

The main purpose of business insurance is to ensure that you are protected from any claims made against you. Looking after children is a huge responsibility, especially when they are not your own. However, your occupation carries huge risks and a claim could prove costly.

Professional indemnity insurance provides you with maximum protection and will cover you should you act negligently or provide a parent with the wrong advice that impacts their child in a negative way. You could even give a child the wrong medicine which could lead to an allergic reaction. Whichever way you look at it professional indemnity insurance is there for you should a parent make a claim against you.

Children are constantly active as they push boundaries and go in search of something new but if something in your premises is not secured correctly or fitted properly then they could become badly injured. A dangerous toy, a heavy piece of furniture or even a trip over boxes could lead to a claim. This is where public liability insurance can help because it will help to cover all costs and compensation payments.

Do not underestimate the importance of business insurance because it is there to protect you and your business.

Our business insurance will give you the following features:

  • Any claim is covered regardless of it success
  • Assessments are carried out on every claim before payments are released
  • It will form a crucial part of your business operations
  • All costs from defending claims and paying compensation are covered
  • The cover will be created to suit your specific needs
  • Court attendance costs
  • Payment plans that reflect your budget

What Are the Benefits?

A wide range of benefits come with business insurance:

  • All legal requirements will be met as well as any regulations
  • It will allow you to spend more time focussing on business related matters
  • Insurance will cover all costs
  • If you require advice and representation it is readily available
  • It will give your business a more professional appearance

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