Looking after children can be a very rewarding and challenging job but there is one crucial thing that has to be considered and that is the safety of the children in your care.
Having children in your care can expose you to a number of risks, many of which could cause you stress and financial problems.
Being a childminder is a busy occupation and requires you to be alert and ready to deal with the challenges of looking after a number of children. However, if a child becomes injured or unwell while under your care, a claim could be made against you.
Business insurance will ensure that you have right protection should the worst happen. You may believe that you have all the right controls in place to prevent any incident from occurring but this does not completely eliminate the potential risks. A claim can be made against a lack of care or negligence and even injury. These claims can lead to financial damages because the costs of defending them and paying compensation can spiral out of control.
Business insurance will give you confidence to focus on your job without having to worry about dealing with any claims should they happen.