Owning a bar or a pub means that you are constantly serving customers and ensuring that they receive the service they expect. As part of this service you need to ensure that you take of their safety.
The drinks that you serve, the food that you serve, the advice that you offer and the way in which your premises are maintained are all crucial to their safety but if something causes them to become injured as a result of negligence, wrong advice or even faulty equipment then you could find yourself facing a claim.
Business insurance is a useful tool in many ways. It will give you the confidence you need, knowing that any claims made against you are covered and it therefore protects you. There are laws and regulations in place that require you to act professionally and meet certain standards and having business insurance will help you to meet those requirements.
If a customer makes a claim against you then you will be hit with costs that can quickly mount up and that could put your business into trouble. Court attendance costs, defence costs and settlement costs are all associated to a claim but having the right business insurance will deal with all of this.