Being a barber or owning a barber shop is a skilled profession and your clients rely on you to work safely and professionally. However, you are constantly surrounded by risks associated with your premises, sharp equipment, electrical equipment and a myriad of products at your disposal. This risks can pose a threat to your business so having the right cover will protect you from all eventualities.
We offer professional indemnity insurance that is tailored to the needs of barbers. In your line of work you are constantly offering advice to clients regarding products they could use and you are always putting your hair cutting skills to great use. However, if any advice you have given leads to customers losing money or becoming ill or injured they can file a claim against you. They may not be happy with your work or believe that your behaved negligently all of which could lead to a claim. Putting insurance in place is the first step to getting the protection you need.
Your premises and equipment has to be safe and fit for purpose. You might accidentally cut a client with your scissors or they may slip on a wet floor, however you look at it, the possibilities of a claim being are endless. Public liability insurance will give you the cover that you need to protect you from the costs associated with defending and settling any claim whether successful or not.
Consider the future of your business and the importance of putting the business insurance in place.