Dave Beard

Expertly compared by Dave Beard

Products Updated April 30, 2018

Business insurance for Architects

If you’re an architect or own an architecture practice and are looking for business insurance then our experts can help. Cover for your business can be arranged quickly across a wide range of insurance needs including professional indemnity, public and employers liability insurance.

Our insurance experts can compare the market to find you the best deal on business insurance. Get a free quote and advice today:

2 providers expertly compared:

Hiscox

Provider
Hiscox Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.8/ 5

All credit types

Hiscox commercial business insurance provides a professional level of cover to protect every aspect of your business, from the premises to the people who work for you, and any legal matters that may arise from your day-to-day operations.

2 providers expertly compared:

AXA

Provider
AXA Business Insurance

Products
Business Insurance

Business Type
Sole Traders, Partnerships & Limited Companies

Speciality
Small business and commercial insurance

Rated 4.7/ 5

All credit types

AXA business insurance can cover you and your business for every eventuality. Apply online today and save an extra 10% on your quote instantly.

Read our customer and visitor reviews for this product:

Rating: 5 / 5 with 1 votes

Recieved quotes as promised.

by Clear Eye Wear Limited

Happy with the process and quotes. Simple to use and back up with a phone call. No pressure to buy, which was reassuring.

FAQ

If you are an architect, then your clients rely on you to work to deadlines and work with exact precision. Their ideas and dreams can become a reality as a result of your skill and knowledge and they therefore put a lot of trust in you.

Regardless of you experience and professionalism there is always an element of risk when it comes to making mistakes and this can result in clients making a claim for losses as well as negligence. These claims can cause your business significant financial damage and defending claims can cost thousands.

To remove any risk of financial loss to your business, choosing to have the right business insurance can protect you in many ways. If a claim is made against you the insurance will work for you because all costs are covered and advice and representation is offered should you require it. Remember that a mistake or negligence can happen very easily so choosing to have the right insurance will only help you.

This insurance will instantly become an important tool for the running of your business and it will give you complete peace of mind. We design business insurance so that it fits in with your needs and this allows us to create policies that are right or you, regardless of your budget and cash flow. This cover is crucial and as it only protects you and your business, operating without it could mean the end of your business.

As an architect your customers rely on you in so many ways. Your knowledge and expertise carries a lot of weight and they therefore trust and depend on the advice and work you carry out.

Sometimes, working to deadlines can prove stressful and this can lead to mistakes. A wrong measurement or incorrect advice that leads to financial losses can result in a customer making a claim against you. To remove the risk of financial damage associated with errors and negligence, professional indemnity insurance is there for you. It will cover all costs associated with a claim and therefore gives you confidence in the work and advice that you offer.

Another form of business insurance available to you is public liability insurance. This covers you should a client become injured as a result of your work or work place. As part of your role you may choose to add a feature to your drawings that causes injury once the project is in place and this could give a client the right to make a claim. Your office could also pose a threat as customers could become injured from faulty fixtures and fittings or wet floors. The list of reasons is endless but you need to ensure that you are covered with the correct public liability insurance because it will ensure that all costs associated with defending a claim and settlements are covered.

Read more: Professional Indemnity Insurance for Architects

Choosing to put business insurance will provide you with the following features:

  • Both successful and unsuccessful claim costs are covered
  • Claims are subject to a thorough assessment before payment is released
  • Your business will benefit from the extra protection
  • Costs associated with defending and settling claims are covered
  • The requirements and nature of your business are considered before cover is put in place
  • Court appearance costs are included with the cover
  • Cover available to suit all budgets

What Are the Benefits?

Our business insurance will give you the following benefits:

  • Legal requirements and regulations will be met giving you peace of mind
  • Your business can receive your full attention
  • Financial protection, securing the future of your business
  • Professional advice and representation available
  • Will provide your business with more approachable and professional look

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